https://www.khanacademy.org/math/financial-mathematics-tx-teks/x647545bbd61df4a7:insurance/x647545bbd61df4a7:health-insurance-options-and-costs/v/health-insurance-terms-explained 2026-06-26T22:00:50.551247157Z Health insurance terms explained What is the difference between copay, deductible, coinsurance and other health insurance related terms? And how do they affect the costs? Sal explains using an example. Sal Khan video https://cdn.kastatic.org/ka_thumbnails_cache/b6bdcbad-fbd1-4151-9e52-81c80dc1dd40_1280_720_base.png Health insurance terms explained What is the difference between copay, deductible, coinsurance and other health insurance related terms? And how do they affect the costs? Sal explains using an example. https://cdn.kastatic.org/ka-youtube-converted/jKcxY82-RG8.mp4/jKcxY82-RG8.mp4 234 Health insurance options and costs https://www.khanacademy.org/math/financial-mathematics-tx-teks/x647545bbd61df4a7:insurance/x647545bbd61df4a7:health-insurance-options-and-costs/a/what-are-deductible-copay-in-and-out-of-network 2026-04-04T02:06:38.980527203Z What are deductible, copay, in and out of network? Health insurance can seem complex at first, but a few key terms determine how much you pay for care and when your insurance begins to help. The most important ones to understand are: - deductible - copay - provider network (in-network vs. out-of-network) Together, these terms determine most of what you pay for medical care. article https://www.khanacademy.org/math/financial-mathematics-tx-teks/x647545bbd61df4a7:insurance/x647545bbd61df4a7:health-insurance-options-and-costs/e/health-insurance-terms 2026-07-06T04:50:55.94861601Z Health insurance terms Practice how deductibles, copays, network coverage, and coinsurance work together to determine what you pay for health care. Shannah Game exercise https://www.khanacademy.org/math/financial-mathematics-tx-teks/x647545bbd61df4a7:insurance/x647545bbd61df4a7:health-insurance-options-and-costs/v/health-insurance-costs 2026-06-30T16:00:46.778744236Z Health insurance costs Your total cost for health insurance depends heavily on how many doctor visits you make, because each visit can trigger extra out-of-pocket fees like co-pays or deductibles on top of your premium. Who pays that monthly premium—you or your employer—also changes the baseline cost before you even factor in those medical visits. Sal Khan video https://cdn.kastatic.org/ka_thumbnails_cache/11858633-ffb8-41c7-81a6-c61d77bce2f7_1280_720_base.png Health insurance costs Your total cost for health insurance depends heavily on how many doctor visits you make, because each visit can trigger extra out-of-pocket fees like co-pays or deductibles on top of your premium. Who pays that monthly premium—you or your employer—also changes the baseline cost before you even factor in those medical visits. https://cdn.kastatic.org/ka-youtube-converted/ctszMkzOH1M.mp4/ctszMkzOH1M.mp4 248 Health insurance options and costs https://www.khanacademy.org/math/financial-mathematics-tx-teks/x647545bbd61df4a7:insurance/x647545bbd61df4a7:health-insurance-options-and-costs/a/out-of-pocket-costs 2026-04-04T02:06:38.980527203Z Out-of-pocket costs Understanding health insurance costs can feel confusing, but knowing how premiums and out-of-pocket expenses work helps you estimate what you might pay in a year and prepare for both routine care and unexpected medical needs. article https://www.khanacademy.org/math/financial-mathematics-tx-teks/x647545bbd61df4a7:insurance/x647545bbd61df4a7:health-insurance-options-and-costs/e/calculate-and-compare-heath-insurance-costs 2026-07-06T04:50:55.94861601Z Calculate and compare heath insurance costs Learn how health insurance costs add up over a year. Practice using premiums, copays, deductibles, and out-of-pocket maximums to calculate your total cost and compare different health insurance plans. Elvira Valdez exercise