https://www.khanacademy.org/economics-finance-domain/core-finance/housing/mortgages-tutorial/v/introduction-to-mortgage-loans 2026-07-05T09:10:42.625975071Z Introduction to mortgage loans Learn how mortgages work, how to use a mortgage calculator, and how to use a spreadsheet to show the payoff of a mortgage over time and the interest paid each year. Click here to download the spreadsheet from the video. Sal Khan video https://cdn.kastatic.org/googleusercontent/9B6VyV3HJxSADowyWAql5sbDMgmRjaMBngrBZxZrV5y3VBurj3B8bwR_xX9OHYLUvn8pPnUQig0Q5kEU7xHnYjw Introduction to mortgage loans Learn how mortgages work, how to use a mortgage calculator, and how to use a spreadsheet to show the payoff of a mortgage over time and the interest paid each year. Click here to download the spreadsheet from the video. https://cdn.kastatic.org/ka-youtube-converted/y-1Gh4ewklY.mp4/y-1Gh4ewklY.mp4 1098 Mortgages https://www.khanacademy.org/economics-finance-domain/core-finance/housing/mortgages-tutorial/v/mortgage-interest-rates 2024-03-21T16:35:00.939455631Z Mortgage interest rates In this video we explore the different types of mortgages and interest rates you might encounter. Topics include the difference between fixed rate mortgages, adjustable rate mortgages, and hybrids such as 5/1 loans. Sal Khan video https://cdn.kastatic.org/googleusercontent/yQDF-58GHD4jb3kiLBGJXhwYULSpFwK9TX4X-dvXkBeaP7tPiZIitGHrDXzNUIGyf6B09kyfcyYhOxcflqC_A8qU Mortgage interest rates In this video we explore the different types of mortgages and interest rates you might encounter. Topics include the difference between fixed rate mortgages, adjustable rate mortgages, and hybrids such as 5/1 loans. https://cdn.kastatic.org/ka-youtube-converted/vy_pvstdBhg.mp4/vy_pvstdBhg.mp4 858 Mortgages https://www.khanacademy.org/college-careers-more/financial-literacy/xa6995ea67a8e9fdd:housing24/xa6995ea67a8e9fdd:mortgages/a/types-of-mortgages 2024-04-19T17:28:22.231639299Z Types of mortgages If you're buying a home and don't have all the cash to cover it upfront, you can take out a loan from a bank or lender. This is known as a mortgage. There are many types of mortgages: in this article, we will cover the most common ones. article https://www.khanacademy.org/college-careers-more/financial-literacy/xa6995ea67a8e9fdd:housing24/xa6995ea67a8e9fdd:mortgages/e/understanding-mortgages 2024-10-04T19:25:00.769157703Z Understanding mortgages Practice understanding mortgages: 30 year fixed, 15 year fixed, and ARM Elvira Valdez exercise https://www.khanacademy.org/math/financial-mathematics-tx-teks/x647545bbd61df4a7:housing/x647545bbd61df4a7:mortgages/v/mortgage-payments 2026-04-04T02:06:38.980527203Z Mortgage payments Learn how to estimate a monthly amortized mortgage payment using the Khan Academy financial calculator, focusing on principal and interest only (before adding taxes and insurance). Sal Khan video https://cdn.kastatic.org/ka_thumbnails_cache/4c19cdcc-e0d0-47bc-9035-fe4b2f28052d_1280_720_base.png Mortgage payments Learn how to estimate a monthly amortized mortgage payment using the Khan Academy financial calculator, focusing on principal and interest only (before adding taxes and insurance). https://cdn.kastatic.org/ka-youtube-converted/JP9P6UBLSVA.mp4/JP9P6UBLSVA.mp4 116 Mortgages https://www.khanacademy.org/math/financial-mathematics-tx-teks/x647545bbd61df4a7:housing/x647545bbd61df4a7:mortgages/a/how-to-calculate-mortgage-payment 2026-04-04T02:06:38.980527203Z How do you calculate a mortgage payment? If you've browsed home listings, you've probably thought, “Okay… but how much would this actually cost me every month?” You're not alone. Understanding the monthly payment is a big part of figuring out whether a place fits your budget. This article will walk you through how to answer that question and estimate a home's monthly payment. article https://www.khanacademy.org/math/financial-mathematics-tx-teks/x647545bbd61df4a7:housing/x647545bbd61df4a7:mortgages/e/calculate-mortgage-payments 2026-07-06T04:50:55.94861601Z Calculate mortgage payments Explore amortization: how to calculate mortgage payments and understand the split between principal and interest. Elvira Valdez exercise https://www.khanacademy.org/math/financial-mathematics-tx-teks/x647545bbd61df4a7:housing/x647545bbd61df4a7:mortgages/v/escrow-and-additional-home-loan-costs 2026-04-04T02:06:38.980527203Z Escrow and additional home loan costs When someone says, “My mortgage payment is $2,100,” that amount often includes more than just the loan itself. It can also include escrow - money set aside each month to cover expenses like property taxes and homeowners insurance. Sal Khan video https://cdn.kastatic.org/ka_thumbnails_cache/1e3426a2-2449-4103-b0ec-28cd2a98c017_1280_720_base.png Escrow and additional home loan costs When someone says, “My mortgage payment is $2,100,” that amount often includes more than just the loan itself. It can also include escrow - money set aside each month to cover expenses like property taxes and homeowners insurance. https://cdn.kastatic.org/ka-youtube-converted/6UuWC2orLk4.mp4/6UuWC2orLk4.mp4 163 Mortgages https://www.khanacademy.org/math/financial-mathematics-tx-teks/x647545bbd61df4a7:housing/x647545bbd61df4a7:mortgages/a/what-is-escrow 2026-04-04T02:06:38.980527203Z What is escrow? Buying a home comes with more than just a loan payment. Let’s look at escrow and why your monthly mortgage payment might be higher than you expect. article https://www.khanacademy.org/math/financial-mathematics-tx-teks/x647545bbd61df4a7:housing/x647545bbd61df4a7:mortgages/e/understanding-escrow 2026-07-06T04:50:55.94861601Z Understanding escrow Practice understanding of escrow form a mortgage perspective: PMI, what escrow covers, what escrow costs, and what affects escrow. Elvira Valdez exercise https://www.khanacademy.org/economics-finance-domain/core-finance/housing/mortgages-tutorial/v/adjustable-rate-mortgages-arms 2020-10-13T15:21:42Z Adjustable rate mortgages ARMs Explore the mechanics of adjustable rate mortgages (ARM) in this video, including how they work and in what situation an ARM might be advantageous and when it might work against you. video https://cdn.kastatic.org/googleusercontent/0fW4LxEDaAe0day1np7bv5g1w36axdjtLH_Muyv5mTAi6ViV91fQ-juwkbrzmmgTBzChWw7QVS2OApfJNomMTA Adjustable rate mortgages ARMs Explore the mechanics of adjustable rate mortgages (ARM) in this video, including how they work and in what situation an ARM might be advantageous and when it might work against you. https://cdn.kastatic.org/ka-youtube-converted/S-mTwg73jCY.mp4/S-mTwg73jCY.mp4 703 Mortgages https://www.khanacademy.org/economics-finance-domain/core-finance/housing/mortgages-tutorial/v/hybrid-arm 2020-06-23T07:22:41Z Hybrid ARM Explore the mechanics of hybrid adjustable-rate mortgages, which are a blend of a fixed rate mortgage and an adjustable rate in this video, including how they work and when they might be advantageous. video https://cdn.kastatic.org/googleusercontent/Vyr8OoWdFvYQj9ndPDXoPw9q4Y5J24diNd8BibUNUFKzT46m7xj58scf19uhjgd-o22cX1qhJK9k4GR0T7SbB5M Hybrid ARM Explore the mechanics of hybrid adjustable-rate mortgages, which are a blend of a fixed rate mortgage and an adjustable rate in this video, including how they work and when they might be advantageous. https://cdn.kastatic.org/ka-youtube-converted/wluZFFkJ2io.mp4/wluZFFkJ2io.mp4 298 Mortgages https://www.khanacademy.org/economics-finance-domain/core-finance/housing/mortgages-tutorial/v/balloon-payment-mortgage 2021-12-17T18:23:14.765077602Z Balloon payment mortgage Explore the mechanics of balloon payment mortgages in this video, including how they work and in what situation a balloon payment loan might be advantageous and when it might work against you. video https://cdn.kastatic.org/googleusercontent/a22MxnxAH6o2g0-IF_pBRzWtcU_KQh2akg9HknYt44gHqfjBRV9-XHLku8IYNlMT61xDIO01DZMqkfYY6ZZ0tXPe Balloon payment mortgage Explore the mechanics of balloon payment mortgages in this video, including how they work and in what situation a balloon payment loan might be advantageous and when it might work against you. https://cdn.kastatic.org/ka-youtube-converted/Qt-CWv6HEII.mp4/Qt-CWv6HEII.mp4 369 Mortgages