https://www.khanacademy.org/humanities/us-government-and-civics/american-civics-parent/american-civics/v/social-security-intro
2024-10-04T18:28:38.534082326Z
Social security intro
Social Security, or OASDI, provides benefits for retirees, survivors, and the disabled. It's not a savings account, but a system where current workers pay for retirees' benefits. With more people retiring, the Social Security Trust will start shrinking around 2023 and could be depleted by 2030-2040. This could lead to increased taxes, reduced benefits, or budget shifts.
Sal Khan
video
https://cdn.kastatic.org/googleusercontent/wG1DTZrtwDoPOSjaA5UX649PJ7v0iVywSOEXVpkfNM6RxjvlcjJh_bJyq8VtiwSmOJPgx0aiMjXk7Fu09Yax4C5vBQ
Social security intro
Social Security, or OASDI, provides benefits for retirees, survivors, and the disabled. It's not a savings account, but a system where current workers pay for retirees' benefits. With more people retiring, the Social Security Trust will start shrinking around 2023 and could be depleted by 2030-2040. This could lead to increased taxes, reduced benefits, or budget shifts.
https://cdn.kastatic.org/ka-youtube-converted/gLHUCUv1e5Y.mp4/gLHUCUv1e5Y.mp4
389
Saving for retirement
https://www.khanacademy.org/math/financial-mathematics-tx-teks/x647545bbd61df4a7:investments-and-retirement/x647545bbd61df4a7:saving-for-retirement/a/what-is-social-security
2024-10-16T16:12:07.950058007Z
What is Social Security?
Social Security is a key part of retirement planning for most Americans, providing income to retirees, disabled individuals, and survivors of deceased workers. While it’s essential, Social Security alone is usually not enough to cover all expenses in retirement. Here’s a simplified look at how it works and its impact on retirement planning.
article
https://www.khanacademy.org/math/financial-mathematics-tx-teks/x647545bbd61df4a7:investments-and-retirement/x647545bbd61df4a7:saving-for-retirement/e/social-security
2024-11-15T00:40:19.831527354Z
Social Security
Practice understanding the workings of Social Security and how it affects retirement planning.
Elvira Valdez
exercise
https://www.khanacademy.org/economics-finance-domain/core-finance/investment-vehicles-tutorial/ira-401ks/v/traditional-iras
2020-06-23T07:22:41Z
Traditional IRAs
Introduction to traditional IRA's (Individual Retirement Accounts)
Sal Khan
video
https://cdn.kastatic.org/googleusercontent/nZi_7Z-CnaGS_ABbiLMzD-37RpUfYtUnHlss49KRxM0KiZrT-CgLLbsFuLxRV9FmYPiuY-6bCxMV-HJUHh_8_8f9
Traditional IRAs
Introduction to traditional IRA's (Individual Retirement Accounts)
https://cdn.kastatic.org/ka-youtube-converted/UV8kgqk_DAY.mp4/UV8kgqk_DAY.mp4
804
Saving for retirement
https://www.khanacademy.org/economics-finance-domain/core-finance/investment-vehicles-tutorial/ira-401ks/v/roth-iras
2026-07-05T09:10:42.625975071Z
Roth IRAs
A Roth IRA is a special retirement account where you pay taxes upfront on contributions. It offers flexibility, allowing withdrawals of original contributions without taxes or penalties. At retirement, withdrawals are tax-free. It's different from a traditional IRA, where taxes are deferred until withdrawal.
Sal Khan
video
https://cdn.kastatic.org/ka_thumbnails_cache/a2462485-5c86-4c2d-be2d-9e03e0839b61_1280_720_base.png
Roth IRAs
A Roth IRA is a special retirement account where you pay taxes upfront on contributions. It offers flexibility, allowing withdrawals of original contributions without taxes or penalties. At retirement, withdrawals are tax-free. It's different from a traditional IRA, where taxes are deferred until withdrawal.
https://cdn.kastatic.org/ka-youtube-converted/Xd8VXDqXtkE.mp4/Xd8VXDqXtkE.mp4
990
Saving for retirement
https://www.khanacademy.org/math/financial-mathematics-tx-teks/x647545bbd61df4a7:investments-and-retirement/x647545bbd61df4a7:saving-for-retirement/a/understanding-traditional-and-roth-iras
2025-06-10T19:17:12.929979373Z
Understanding Traditional and Roth IRAs
Saving for retirement is a significant financial goal, and understanding your options can make all the difference. In this article, we'll explore two popular retirement savings accounts: the Traditional IRA and the Roth IRA.
article
https://www.khanacademy.org/math/financial-mathematics-tx-teks/x647545bbd61df4a7:investments-and-retirement/x647545bbd61df4a7:saving-for-retirement/e/iras
2024-12-16T14:45:04.990403558Z
IRAs
Practice understanding of IRAs: Traditional and Roth.
Elvira Valdez
exercise
https://www.khanacademy.org/math/financial-mathematics-tx-teks/x647545bbd61df4a7:investments-and-retirement/x647545bbd61df4a7:saving-for-retirement/v/other-retirement-plans-403b-457-tsp-pension-etc
2025-02-07T15:40:55.146672621Z
Other retirement plans: 403(b), 457, TSP, pension, etc
In addition to the usual retirement savings options, you might encounter plans like the 403(b) and 457, designed for public employees and certain nonprofits, or the TSP, tailored for federal workers and military personnel. Other options, such as the SEP IRA and SIMPLE IRA, cater to small business owners and self-employed individuals, while traditional pension plans provide a fixed income stream in retirement based on your salary and years of service.
Sal Khan
video
https://cdn.kastatic.org/ka_thumbnails_cache/6a2cba94-778d-44d1-824e-c07493aad800_1280_720_base.png
Other retirement plans: 403(b), 457, TSP, pension, etc
In addition to the usual retirement savings options, you might encounter plans like the 403(b) and 457, designed for public employees and certain nonprofits, or the TSP, tailored for federal workers and military personnel. Other options, such as the SEP IRA and SIMPLE IRA, cater to small business owners and self-employed individuals, while traditional pension plans provide a fixed income stream in retirement based on your salary and years of service.
https://cdn.kastatic.org/ka-youtube-converted/vPlGVJB3lsI.mp4/vPlGVJB3lsI.mp4
235
Saving for retirement
https://www.khanacademy.org/math/financial-mathematics-tx-teks/x647545bbd61df4a7:investments-and-retirement/x647545bbd61df4a7:saving-for-retirement/a/what-is-a-pension-403-b-simple-ira-and-others
2024-12-16T14:45:04.990403558Z
What is a pension? 403(b)? Simple IRA? and others
You might already know about IRAs and 401(k)s, but those aren’t the only ways to save for retirement. Depending on where you work, there are other plans that could help you reach your retirement goals.
article
https://www.khanacademy.org/math/financial-mathematics-tx-teks/x647545bbd61df4a7:investments-and-retirement/x647545bbd61df4a7:saving-for-retirement/e/employer-sponsored-retirement-plans-2
2026-02-23T14:50:42.273479192Z
https://www.khanacademy.org/math/financial-mathematics-tx-teks/x647545bbd61df4a7:investments-and-retirement/x647545bbd61df4a7:saving-for-retirement/v/saving-enough-for-retirement
2025-02-10T16:06:46.170958301Z
Saving enough for retirement
Starting to save for retirement early with smaller amounts often yields better results than starting later with larger amounts due to the benefits of compound interest. While aiming for a million dollars might seem like a solid goal, factors like taxes, healthcare costs, inflation, the 4% withdrawal rule, and lifestyle changes can significantly impact whether that amount is sufficient for a comfortable retirement.
Sal Khan
video
https://cdn.kastatic.org/ka_thumbnails_cache/c3b871a3-7724-4168-9710-a9de502e89fe_1280_720_base.png
Saving enough for retirement
Starting to save for retirement early with smaller amounts often yields better results than starting later with larger amounts due to the benefits of compound interest. While aiming for a million dollars might seem like a solid goal, factors like taxes, healthcare costs, inflation, the 4% withdrawal rule, and lifestyle changes can significantly impact whether that amount is sufficient for a comfortable retirement.
https://cdn.kastatic.org/ka-youtube-converted/6JxWW4hLS1U.mp4/6JxWW4hLS1U.mp4
320
Saving for retirement
https://www.khanacademy.org/math/financial-mathematics-tx-teks/x647545bbd61df4a7:investments-and-retirement/x647545bbd61df4a7:saving-for-retirement/v/saving-enough-for-retirement-part-2
2025-02-07T15:40:55.146672621Z
Saving enough for retirement (Part 2)
Deciding how much to invest each month boils down to understanding the 4% rule and using simple math to plan for your retirement goals. Learn how to decide how much to put aside each month and adjust as needed for a secure future.
Sal Khan
video
https://cdn.kastatic.org/ka_thumbnails_cache/0e9e3407-91a7-4110-84ee-d8fd598fcdb9_1280_720_base.png
Saving enough for retirement (Part 2)
Deciding how much to invest each month boils down to understanding the 4% rule and using simple math to plan for your retirement goals. Learn how to decide how much to put aside each month and adjust as needed for a secure future.
https://cdn.kastatic.org/ka-youtube-converted/FRKv9zpOFaM.mp4/FRKv9zpOFaM.mp4
350
Saving for retirement
https://www.khanacademy.org/math/financial-mathematics-tx-teks/x647545bbd61df4a7:investments-and-retirement/x647545bbd61df4a7:saving-for-retirement/a/how-much-should-i-save-for-retirement
2024-12-23T18:39:26.37929128Z
How much should I save for retirement?
Saving for retirement is something we all need to think about. It might not feel exciting right now, but our future selves will appreciate the effort we put in today. By clearing up some big myths about retirement saving, we can learn how to set ourselves up for success.
article
https://www.khanacademy.org/math/financial-mathematics-tx-teks/x647545bbd61df4a7:investments-and-retirement/x647545bbd61df4a7:saving-for-retirement/e/saving-for-retirement
2025-02-06T16:48:05.685079882Z
Saving for retirement
Practice understanding of starting saving , early, using 4% rule, calculating your contribution, and understanding increasing/decreasing costs in retirement.
Elvira Valdez
exercise