<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xhtml="http://www.w3.org/1999/xhtml"
        xmlns:video="http://www.google.com/schemas/sitemap-video/1.1"
        xmlns:image="http://www.google.com/schemas/sitemap-image/1.1">
    
    <url>
        <loc>https://www.khanacademy.org/college-careers-more/financial-literacy/xa6995ea67a8e9fdd:investments-retirement/xa6995ea67a8e9fdd:saving-and-investing/v/saving-and-investing</loc>
        
        <xhtml:link rel="alternate" hreflang="en"
                    href="https://www.khanacademy.org/college-careers-more/financial-literacy/xa6995ea67a8e9fdd:investments-retirement/xa6995ea67a8e9fdd:saving-and-investing/v/saving-and-investing" />
        
        <xhtml:link rel="alternate" hreflang="tr"
                    href="https://tr.khanacademy.org/college-careers-more/financial-literacy/xa6995ea67a8e9fdd:investments-retirement/xa6995ea67a8e9fdd:saving-and-investing/v/saving-and-investing" />
        
        <xhtml:link rel="alternate" hreflang="vi"
                    href="https://vi.khanacademy.org/college-careers-more/kien-thuc-tai-chinh-ca-nhan/xd956748b01d12b3c:dau-tu-va-len-ke-hoach-nghi-huu-kien-thuc-tai-chinh-ca-nhan/xd956748b01d12b3c:tiet-kiem-va-dau-tu-kien-thuc-tai-chinh-ca-nhan/v/saving-and-investing" />
        
        <lastmod>2023-05-03T21:01:13.225276573Z</lastmod>
        
        <PageMap xmlns="http://www.google.com/schemas/sitemap-pagemap/1.0">
            <DataObject type="document" id="saving-and-investing">
            <Attribute name="title">Saving and investing</Attribute>
            <Attribute name="description">Saving and investing help you reach your short-term and long-term goals by putting money aside for things like emergencies, going to college, buying a house, or retiring. By planning and saving money, you make sure you have enough for what you need and want in the future.</Attribute>
            <Attribute name="author">Sal Khan</Attribute>
            <Attribute name="type">video</Attribute>
            
            </DataObject>
        </PageMap>
        
        <video:video>
            <video:thumbnail_loc>https://cdn.kastatic.org/ka_thumbnails_cache/23b5ea13-e572-40b7-a334-8facec572870_1280_720_base.png</video:thumbnail_loc>
            <video:title>Saving and investing</video:title>
            <video:description>Saving and investing help you reach your short-term and long-term goals by putting money aside for things like emergencies, going to college, buying a house, or retiring. By planning and saving money, you make sure you have enough for what you need and want in the future.</video:description>
            <video:player_loc>https://cdn.kastatic.org/ka-youtube-converted/jhvCc5tKAno.mp4/jhvCc5tKAno.mp4</video:player_loc>
            <video:duration>158</video:duration>
            <video:category>Introduction to saving and investing</video:category>
        </video:video>
        
    </url>
    
    <url>
        <loc>https://www.khanacademy.org/college-careers-more/financial-literacy/xa6995ea67a8e9fdd:investments-retirement/xa6995ea67a8e9fdd:saving-and-investing/a/why-save-and-invest</loc>
        
        <xhtml:link rel="alternate" hreflang="en"
                    href="https://www.khanacademy.org/college-careers-more/financial-literacy/xa6995ea67a8e9fdd:investments-retirement/xa6995ea67a8e9fdd:saving-and-investing/a/why-save-and-invest" />
        
        <xhtml:link rel="alternate" hreflang="vi"
                    href="https://vi.khanacademy.org/college-careers-more/kien-thuc-tai-chinh-ca-nhan/xd956748b01d12b3c:dau-tu-va-len-ke-hoach-nghi-huu-kien-thuc-tai-chinh-ca-nhan/xd956748b01d12b3c:tiet-kiem-va-dau-tu-kien-thuc-tai-chinh-ca-nhan/a/why-save-and-invest" />
        
        <lastmod>2023-06-23T18:42:11.900857564Z</lastmod>
        
        <PageMap xmlns="http://www.google.com/schemas/sitemap-pagemap/1.0">
            <DataObject type="document" id="why-save-and-invest">
            <Attribute name="title">Why save and invest</Attribute>
            <Attribute name="description">Saving and investing are two important ways you can take control of your financial future. Saving allows you to set aside money for future use, while investing allows you to grow your money over time. Both have benefits for varieties of goals.</Attribute>
            
            <Attribute name="type">article</Attribute>
            
            </DataObject>
        </PageMap>
        
    </url>
    
    <url>
        <loc>https://www.khanacademy.org/college-careers-more/financial-literacy/xa6995ea67a8e9fdd:investments-retirement/xa6995ea67a8e9fdd:saving-and-investing/v/financial-institutions</loc>
        
        <xhtml:link rel="alternate" hreflang="en"
                    href="https://www.khanacademy.org/college-careers-more/financial-literacy/xa6995ea67a8e9fdd:investments-retirement/xa6995ea67a8e9fdd:saving-and-investing/v/financial-institutions" />
        
        <xhtml:link rel="alternate" hreflang="vi"
                    href="https://vi.khanacademy.org/college-careers-more/kien-thuc-tai-chinh-ca-nhan/xd956748b01d12b3c:dau-tu-va-len-ke-hoach-nghi-huu-kien-thuc-tai-chinh-ca-nhan/xd956748b01d12b3c:tiet-kiem-va-dau-tu-kien-thuc-tai-chinh-ca-nhan/v/financial-institutions" />
        
        <lastmod>2023-05-03T21:01:13.225276573Z</lastmod>
        
        <PageMap xmlns="http://www.google.com/schemas/sitemap-pagemap/1.0">
            <DataObject type="document" id="financial-institutions">
            <Attribute name="title">How financial institutions and markets facilitate saving and investing</Attribute>
            <Attribute name="description">Financial institutions, like banks and credit unions, are places where people can save, borrow, and manage their money. Financial markets are where people can buy and sell investments, like stocks and bonds, to help their money grow over time.</Attribute>
            <Attribute name="author">Sal Khan</Attribute>
            <Attribute name="type">video</Attribute>
            
            </DataObject>
        </PageMap>
        
        <video:video>
            <video:thumbnail_loc>https://cdn.kastatic.org/ka_thumbnails_cache/dedf4820-9ef6-4e7d-8b40-5a8347394a3d_1280_720_base.png</video:thumbnail_loc>
            <video:title>How financial institutions and markets facilitate saving and investing</video:title>
            <video:description>Financial institutions, like banks and credit unions, are places where people can save, borrow, and manage their money. Financial markets are where people can buy and sell investments, like stocks and bonds, to help their money grow over time.</video:description>
            <video:player_loc>https://cdn.kastatic.org/ka-youtube-converted/szUhmDH98oQ.mp4/szUhmDH98oQ.mp4</video:player_loc>
            <video:duration>235</video:duration>
            <video:category>Introduction to saving and investing</video:category>
        </video:video>
        
    </url>
    
    <url>
        <loc>https://www.khanacademy.org/college-careers-more/financial-literacy/xa6995ea67a8e9fdd:investments-retirement/xa6995ea67a8e9fdd:saving-and-investing/a/financial-institutions-and-markets</loc>
        
        <xhtml:link rel="alternate" hreflang="en"
                    href="https://www.khanacademy.org/college-careers-more/financial-literacy/xa6995ea67a8e9fdd:investments-retirement/xa6995ea67a8e9fdd:saving-and-investing/a/financial-institutions-and-markets" />
        
        <xhtml:link rel="alternate" hreflang="vi"
                    href="https://vi.khanacademy.org/college-careers-more/kien-thuc-tai-chinh-ca-nhan/xd956748b01d12b3c:dau-tu-va-len-ke-hoach-nghi-huu-kien-thuc-tai-chinh-ca-nhan/xd956748b01d12b3c:tiet-kiem-va-dau-tu-kien-thuc-tai-chinh-ca-nhan/a/financial-institutions-and-markets" />
        
        <lastmod>2023-06-14T19:12:40.083575347Z</lastmod>
        
        <PageMap xmlns="http://www.google.com/schemas/sitemap-pagemap/1.0">
            <DataObject type="document" id="financial-institutions-and-markets">
            <Attribute name="title">The types and functions of financial institutions and markets </Attribute>
            <Attribute name="description">Financial institutions are organizations like banks, credit unions, and investment companies that help people manage and grow their money. Financial markets are places where people can buy and sell things like stocks, bonds, and commodities, in order to make investments and trade with each other.</Attribute>
            
            <Attribute name="type">article</Attribute>
            
            </DataObject>
        </PageMap>
        
    </url>
    
    <url>
        <loc>https://www.khanacademy.org/college-careers-more/financial-literacy/xa6995ea67a8e9fdd:investments-retirement/xa6995ea67a8e9fdd:saving-and-investing/e/financial-institutions-and-markets-their-roles-and-services</loc>
        
        <xhtml:link rel="alternate" hreflang="en"
                    href="https://www.khanacademy.org/college-careers-more/financial-literacy/xa6995ea67a8e9fdd:investments-retirement/xa6995ea67a8e9fdd:saving-and-investing/e/financial-institutions-and-markets-their-roles-and-services" />
        
        <xhtml:link rel="alternate" hreflang="vi"
                    href="https://vi.khanacademy.org/college-careers-more/kien-thuc-tai-chinh-ca-nhan/xd956748b01d12b3c:dau-tu-va-len-ke-hoach-nghi-huu-kien-thuc-tai-chinh-ca-nhan/xd956748b01d12b3c:tiet-kiem-va-dau-tu-kien-thuc-tai-chinh-ca-nhan/e/financial-institutions-and-markets-their-roles-and-services" />
        
        <lastmod>2025-08-15T18:56:36.752091179Z</lastmod>
        
        <PageMap xmlns="http://www.google.com/schemas/sitemap-pagemap/1.0">
            <DataObject type="document" id="financial-institutions-and-markets-their-roles-and-services">
            <Attribute name="title">Financial institutions and markets, their roles and services</Attribute>
            <Attribute name="description">Practice your understanding of financial institutions and markets, their roles and services.</Attribute>
            <Attribute name="author">Elvira Valdez</Attribute>
            <Attribute name="type">exercise</Attribute>
            
            </DataObject>
        </PageMap>
        
    </url>
    
</urlset>
